This webpage will be updated to provide the latest information to. What is michigans car insurance reform.
What You Need To Know About Michigan Auto Insurance Reform Saginaw Bay Underwriters
On may 30 2019 governor whitmer signed historic bipartisan no fault auto insurance reform legislation public acts 21 and 22 of 2019 to provide insurance coverage options lower rates for michigan drivers while maintaining the highest benefits in the country and strengthen consumer protections.
Michigan car insurance reform. Given those high premiums as pip can account for half of auto insurance premiums michigan also has one of the highest uninsured rates in the country. Michigans new no fault law means drivers have more options for personal injury protection coverage also known as pip benefits pip covers medical bills from injuries sustained in an auto accident as well as rehabilitation costs lost wages attendant care services tending to an injured person and other expenses. On july 2 2020 a new law lets michigan drivers choose the personal injury protection pip option that best meets their unique needs and budget.
The new michigan no fault reform aims to maximize coverage while providing relief in the form of lower rates and a greater number of pip coverage options five to be exact for michigan drivers and policyholders. Governor whitmer signed historic bipartisan auto no fault legislation to lower costs for michigan drivers maintain the highest coverage options in the country and strengthen consumer protectionsthe legislation creates a better no fault system for drivers. Aaas no fault auto insurance reform center is here to help provide up to date information that can help michigan drivers during reform.
Our michigan auto insurance reform center is here to help provide up to date information that can help michigan drivers make smarter decisions on the road to reform. Auto insurance difs auto insurance. The reform has been 46 years in the making since the state adopted no fault auto insurance in 1973 in an attempt to put the brakes on runaway lawsuits that were being filed by people involved in.
Michigans auto insurance reform implements other protections to help reduce costs such as the elimination of non driving factors in rates a fraud investigation unit mcca transparency prior. Michigans new no fault auto insurance reform law is giving drivers in our great state new coverage options to consider. Use our reform options planner to find the coverage thats right for you.
About the new auto insurance law. As part of michigan auto insurance reform drivers will be able to select their preferred level of personal injury protection allowable expenses pip ae the coverage that pays for medical coverage if you are injured in an auto. Michigan auto insurance reform 2020 heres what you should know.
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